loader image
Certified by the Saudi Authority for Accredited Residents

Does the comprehensive insurance cover all the damages and losses that the insured car may be exposed to?

What after an accident assessment is made? Does the comprehensive insurance cover all the damages and losses that the insured car may be exposed to? This is what we will answer in the following lines.

Traffic accidents that people may be exposed to vary – God forbid – and we can classify them into very dangerous accidents that cause deaths or injuries, and in such a case the Public Prosecution is informed to initiate the procedures.

And other accidents that cause disruption to people’s benefit and expose their vehicles to significant damage. In this case, the correct action is to inform Najm or the traffic to inspect the accident, and then go to the Kartik center to conduct an assessment of the accident and obtain the appropriate compensation.

What about the comprehensive insurance program?
It is an insurance program whereby the insurance company is obligated to compensate the insured for losses and damages to the insured car, as well as to cover damages to third parties in the event that the insured is the cause of the accident.

Does the comprehensive insurance cover all the damages and losses that the insured car may be exposed to?
The insurance includes all damages and losses that the insured car may be exposed to, where you can claim compensation after completing the accident assessment procedures.

It is worth noting that you should be aware that there are some cases that are not covered by comprehensive insurance even after the motor assessment is done, including using the vehicle in violation, driving the car on paved roads, participating in races, or having an accident due to the driver committing traffic violations such as driving in reverse The direction of travel, or the red light.